Who we are

About us

We are a registered Non-Banking Finance Company (NBFC) with the Reserve Bank of India (RBI) by the name of ICPL Capital Private Limited (formerly known as Inimeg Consultants Pvt. Ltd). Though our country has made significant strides in the domain of financial services, still a large portion of our country is underbanked/unbanked. Financial Inclusion is the cornerstone of developing nations like India, hence, with an aim to serve this segment through responsible and quick credit services with the help of technology, we, the team of “ICPL”, passionately believe in addressing the needs of this segment and funding to those who are under-served till now. There is no doubt that India has significantly improved the financial inclusion of the marginalized sections, and Digital India has turned out to be an important intervention, but still, the digital divide is too wide. There exist many bottlenecks and challenges that need immediate attention.

Team of ICPL will engage with the poor as customers on a significant scale focusing on semi-urban, rural, and ultra-rural segments of the society and bringing them into the financial net, which is beneficial to their business models as well as socio-economic development of the society.

Our Mission

To provide innovative, affordable & customer-centered credit in time bound fashion to micro, small & medium enterprises through friendly teams, efficient products, relevant policies & robust processes, to catapult them to new horizons

Our Vision

To be a leading financial service provider, admired for a high level of customer service and respected for our ethics, values & corporate governance. To provide micro, small & medium enterprises in India with timely credit and services to support the growth of the MSME sector.

WHAT WE DO​

We provide financial help to individuals, SMEs, Builders, and Startups.

We want to help people with financial knowledge and easy funding, as there is a lack of proper financial education on getting loans and the requirement of collateral for small loans.

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“We understand the importance of financial flexibility, and our goal is to make obtaining a loan easy and stress-free, empowering you to achieve your goals confidently. ”

Chetan Bhat

CEO & Founder​

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Why Us

What sets us apart

Seamless digital onboarding

Easy access to loan details

⁠Real-time collection update

Quick decision-making using technology

Powerful Business model using a structured approach

Core Team Members

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Chetan Bhat
Founder & CEO

21+ years of Banking experience, currently running a boutique Debt consultancy firm having an AUM size of INR 12,000 Crores

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Jaipreet Singh
COO

Chartered Accountant with 13+ years of experience in Internal Audit and Risk. Has worked with organizations like NIIT Technologies, Dalmia Bharat, Max Healthcare and Fusion Microfinance.

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Liberatha Peter Kallat
Director

Promoter & MD at Dreamfolks Services Ltd. Having 24+ years of work experience. Had been associted with organizations like Taj GVK Hotels & Resorts Limited, PepsiCo. India, Premium Port Lounge Management Company Private Limited, and Pernod Ricard India (P) Limited. She has won many Entrepreneurship awards and has also received a certificate of recognition as ‘The 10 Most Inspiring Women Entrepreneurs to Watch Globally’ by Innovative Zone.

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Mukesh Yadav
Director

Promoter and a Non-Executive Director at Dreamfolks Services Ltd. Having 30+ years of work experience. He is on board with companies such as Whistling Heights Resorts Private Limited, Urban Land Management Private Limited and Yashna Infratech Private Limited.

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Dinesh Nagpal
Director

Promoter and a Non-Executive Director at Dreamfolks Services Ltd. Having 30+ years of work experience. He is on board with companies such as Ankur Propmart Private Limited, Urban Land Management Private Limited and Yashna Infratech Private Limited.

our Agenda

We’re on a mission to fulfill immediate and urgent financial needs.

Get flexible funding for your Business or Personal Needs

Whether you’re looking to refurbish your property, buy an asset for expansion, or need cash for working capital, we want to help you in your journey toward success.